GAIN Program Online Toolkit
Everything you need to navigate your disability benefits journey — in one place.
We know that applying for disability benefits can feel overwhelming. That's why VLRC's GAIN Program has developed this free online toolkit to guide you through the process at your own pace, in your own time. Whether you're just starting out or looking to understand a specific benefit, these resources are here to help.
All toolkit materials are available in accessible formats. If you need a resource in an alternate format, please contact us at gain@vlrehab.ca or call toll-free at 1-844-887-8572.
Table of Contents
Program Brochure and Glossary
GAIN Program Brochure
Get the full picture of the GAIN Program in one document — ideal for sharing with family members, caregivers, or health care providers.
Download the GAIN Program Brochure (PDF)
Glossary of Key Terms
New to disability benefits? This glossary is for you. The disability benefits system comes with a lot of terminology that can be confusing. Below are plain-language definitions of the most common terms you'll encounter throughout the process.
Information Sheets
Looking for the details? Download our information sheets. Each of the following federal, provincial and territorial guides focuses on a specific benefit and explains exactly how VLRC's GAIN Program can help you apply.
Federal Information
Canada Disability Benefit (CDB) – Information Sheet
Wondering how the GAIN Program can help you apply for the Canada Disability Benefit? This sheet explains what the CDB is, who qualifies, and the individualized support our Disability Benefit Navigators provide throughout the application process.
Canada Disability Benefit (CBD) Information Sheet (PDF)
Canada Pension Plan – Disability (CPP-D) – Information Sheet
The CPP-D provides monthly financial assistance to Canadians with a severe and prolonged disability. This guide explains how our Navigators can help you understand eligibility and navigate the CPP-D application.
Canada Pension Plan – Disability (CPP-D) Information sheet
Disability Tax Credit (DTC) – Information Sheet
The DTC is often the gateway to other federal benefits. This sheet outlines what the DTC is, how to apply, and the specific ways our Disability Benefit Navigators can support you in securing approval.
Disability Tax Credit (DTC) – Information sheet (PDF)
Registered Disability Savings Plan (RDSP) – Information Sheet
The RDSP is a long-term savings plan designed to help Canadians with disabilities and their families save money for the future. Learn how our Navigators can help you get started once your DTC is approved.
Registered Disability Savings Plan (RDSP) – Information Sheet (PDF)
Provincial/Territorial Information
Assistance for Children with Severe Disabilities (ACSD) Program
Helps Ontario parents and guardians cover the extra costs of raising a child with a severe disability, with payments of $25–$665/month based on income and severity of need. Learn how our Navigators can help.
Assistance for Children with Severe Disabilities Program (Ontario)
Alberta Disability Assistance Program
For Albertans whose disability limits — but doesn't prevent — their ability to work, ADAP provides financial, health, and employment supports. Learn about eligibility and how our Navigators can help coordinate your ADAP application with your DTC and Canada Disability Benefit applications.
Alberta Disability Assistance Program
Assured Income for the Severely Handicapped (Alberta)
Monthly financial and health benefits for Albertans with a permanent disability that prevents them from earning a living. Learn about eligibility and how our Navigators can help you apply for AISH alongside the DTC and CDB.
Assured Income for the Severely Handicapped (Alberta)
British Columbia Disability Assistance for Person with Disabilities (PWD)
Monthly financial assistance — up to $1,483.50/month for a single applicant — for British Columbians with a severe, long-term disability who need help with daily living activities. Learn how our Navigators can guide you through the PWD application.
British Columbia Disability Assistance for Person with Disabilities
Manitoba Supports for Persons with Disabilities
Monthly income support plus health and disability-related benefits (medical supplies, dental, vision) for low-income Manitobans with severe and prolonged disability. Learn about the financial assessment process and how our Navigators can help.
Manitoba Supports for Persons with Disabilities
New Brunswick Disability Support Program
Funds personalized supports — home support workers, transportation, respite, and more — that help adults with disabilities live more independently in New Brunswick. Learn what's covered and how a Navigator can help you determine eligibility.
New Brunswick Disability Support Program
Newfoundland and Labrador Disability Benefit
A monthly payment of up to $400 for low-income Newfoundland and Labrador residents with a valid DTC certificate, plus an optional annual RDSP top-up for those aged 18–49. Learn about income thresholds and how our Navigators can help you apply.
Newfoundland and Labrador Disability Benefit
Nova Scotia Disability Support Program
A range of community-based supports — family support, independent living funding, day programs — for Nova Scotians with intellectual, physical, or long-term mental health disabilities. Learn about program options and how our Navigators can help you find the right fit.
Nova Scotia Disability Support Program
Nunavut Income Assistance
Financial support to help Nunavut residents and families meet basic needs, with monthly assessments guided by an Income Assistance Worker. Learn about eligibility and how our Navigators can help.
Northwest Territories Income Assistance
Monthly financial assistance for NWT residents in need, with additional supports available for applicants with a permanent or long-term disability. Learn about the disability assessment process and how our Navigators can help.
Northwest Territories - Income Assistance
Ontario Disability Support Program
Financial and health support — including help with living costs, prescription drugs, vision care, and employment services — for Ontarians with a disability who are in financial need. Learn about eligibility and how our Navigators can help you apply and stay in good standing.
Ontario Disability Support Program
Prince Edward Island AccessAbility Supports
Funding and personal, housing, and community supports for Islanders with physical, intellectual, neurological, sensory, or mental disabilities. Learn about the five types of support available and how our Navigators can help you access them.
AccessAbility Supports (Prince Edward Island)
Québec Social Solidarity Program
Financial assistance for Québec residents whose disability severely limits their capacity for employment, with the amount based on family composition, income, and assets. Learn how our Navigators can help you understand your eligibility and next steps.
Québec Social Solidarity Program
Saskatchewan Assured Income for Disability (SAID)
Monthly income support for basic living costs, plus disability-related and health benefits, for Saskatchewan residents with a significant and enduring disability. Learn about eligibility and how our Navigators can help through the financial assessment process.
Saskatchewan Assured Income for Disability (SAID)
Yukon Supplementary Allowance
Up to $250/month for Yukon residents 19+ who can't seek employment due to a severe, long-term disability. Learn how to apply and how our Navigators can support you along the way.